Mortgage Process

Licensed CT Mortgage Loan Officer

yippeeYippee!! It’s Official!
I aced my 8-hour Continuing Education Exam, I passed a criminal background check and my credit report checks out. The CT Department of Banking has renewed my Mortgage Loan Officer license for 2018.

So… Don’t Keep Me a Secret … If you know someone who could benefit from working with a Licensed CT Mortgage Loan Officer like myself, please send me their contact information. I will follow-up and take good care of them for you. I’m never too busy for your referrals.

Select Properties USDA USDA Eligible Properties

10 Missy Road, Terryville, CT For Sale-Eligible for 100% USDA Financing

Raised ranch features large country kitchen with breakfast bar opening to bright living room with cathedral ceiling. Nicely situated on level lot in quiet country setting. Ideal for Millennial First Home Buyers

It’s Eligible for Up to 100% USDA Financing!

usda 3The USDA Guaranteed Rural Housing Development Loan offers many benefits to qualified Millennial Home Buyers
♦ Up  to 100% Financing of the home’s appraised value – No Down Payment Required
♦ Ability to Finance the Closing Costs in the loan when the appraised value is greater than the negotiated sales price
♦ One 30 year fixed rate mortgage at low interest rates
♦ Reduced Mortgage Insurance. Beats FHA MIP.

10 Missy lane

Reach out to Rick Cignoli to find out if the USDA Guaranteed Rural prequal-vs-preapprovalHousing Development Loan is the right mortgage option for you and to take advantage of his FREE Jump Start Mortgage Pre-Approval service.
Then call your Realtor to schedule a showing and be ready to make an offer.





Contact Me

Contact Me

“When You Work With a Professional, You Get Professional Results”

Richard F. Cignoli
Sr. Mortgage Loan Officer
NMLS# 76681
Direct:  860.945.9284
Cell:       203.525.0259

Norcom Mortgage
NMLS# 71655
Avon, CT 06001
Equal Housing Lender