USDA Eligible Properties

December 12, 2017April 25, 2018

425 High Street Ext. Thomaston CT For Sale – Eligible for 100% USDA Mortgage

Attention Millennial First Home Buyers!
This completely remodeled ranch is Eligible for up to 100% USDA Financing.

The USDA Guaranteed Rural Housing Development Loan offers many benefits to qualified Millennial Home Buyers.
• No Down Payment Required! Finance up to 100% of the home’s appraised value.
• Ability to Finance the Closing Costs into the loan when the appraised value is greater than the negotiated sales price.
• One 30 year fixed rate mortgage at today’s low interest rates.
• Reduced Mortgage Insurance. Beats FHA any day

https://www.zillow.com/homes/for_sale/57821559_zpid/41.731867,-
73.025007,41.637384,-73.134871_rect/12_zm/1_fr/

Reach out to Rick Cignoli to find out if the USDA Guaranteed Rural Housing Development Loan is the right mortgage option for you and to take advantage of his FREE Jump Start Mortgage Pre-Approval service.

Then call Tim Clark at Stone Crest Realty LLC to schedule a showing and be ready to make an offer.

December 12, 2017April 25, 2018

Thomaston CT Homes for Sale – Eligible for 100% USDA Financing

Smart Home Buyers in Thomaston CT are very interested in the USDA Rural Development Guaranteed Housing Loan.

They find this mortgage particularly attractive because:
• No Down Payment is required
• Have the ability to finance 100% of the home’s appraised value
• Lower mortgage insurance than conventional or FHA loans
• More lenient credit score requirements than for conventional loans
• Unlike VA loans, there is no military service requirement
• The only zero-down loan on the market besides the VA mortgage

OVERVIEW
The USDA Rural Development Guaranteed Housing Loan program offers many benefits to qualified buyers
• Up to 100% Financing of the home’s Appraised Value – No Down Payment is required on eligible homes
• Ability to finance Closing Costs when the Appraised Value is higher than the contract sales price of eligible properties
• One 30 year fixed rate mortgage at today’s low-interest rates
• Buyers with <20% down payment can afford higher priced listings because Monthly MI is cheaper than premiums associated with conventional and FHA mortgages
• No Pre-Payment Penalty. No Re-Capture Tax like CHFA
• No limit on Seller Contributions. No limit on Gift Funds
• No Cash Contribution required from buyer
• Credit Scores down to 620.

CAVEATS
The USDA Rural Development Guaranteed Housing Loan program does have a few restrictions:
• The home must be in USDA “designated rural areas” like Thomaston, CT
• Adjusted household income cannot exceed established income limits
• Available to First Home Buyers and Repeat Buyers purchasing a single family home as their primary residence in a USDA eligible area
> Cannot own any other type of residential property at time of closing

My expertise with the USDA Rural Development Guaranteed Housing Loan expands my ability to provide clients with the right home financing solution.
Call Me to discuss your mortgage options and to take advantage of my FREE Jump Start Mortgage Pre-Approval service.
You just might be able to move into your new home in Terryville, CT with little or no out-of-pocket money and low affordable monthly payments.

October 18, 2017April 25, 2018

43 Beach Avenue Terryville CT For Sale – Eligible for 100% USDA Mortgage

Fully remodeled home with brand new kitchen, 3 bedrooms and 2 baths
Priced right for Millennial First Home Buyers!

And … It’s Eligible for Up to 100% USDA Financing.

The USDA Guaranteed Rural Housing Development Loan offers many benefits to qualified Millennial Home Buyers.
• No Down Payment Required! Finance up to 100% of the home’s appraised value.
• Ability to Finance the Closing Costs into the loan when the appraised value is greater than the negotiated sales price.
• One 30 year fixed rate mortgage at today’s low interest rates.
• Reduced Mortgage Insurance. Beats FHA any day.

https://www.realtor.com/realestateandhomes-detail/43-Beach-Ave_Terryville_CT_06786_M30883-42301

Reach out to Rick Cignoli to find out if the USDA Guaranteed Rural Housing Development Loan is the right mortgage option for you and to take advantage of his FREE Jump Start Mortgage Pre-Approval service.

Then call Janet Laviero at Select Realty Associates, LLC 860.583.9977
to schedule a showing and be ready to make an offer.

October 12, 2017April 25, 2018

24 Benedict St. Terryville, CT For Sale – Eligible for 100% USDA Mortgage

Fully remodeled home with brand new kitchen and 4 bedrooms
Ideal for Millennial First Home Buyers!
And … It’s Eligible for Up to 100% USDA Financing.

The USDA Guaranteed Rural Housing Development Loan offers many benefits to qualified Millennial Home Buyers.
• No Down Payment Required! Up to 100% Financing of the home’s appraised value.
• Ability to Finance the Closing Costs into the loan when the appraised value is greater than the negotiated sales price.
• One 30 year fixed rate mortgage at today’s low interest rates.
• Reduced Mortgage Insurance. Beats FHA any day.

https://www.realtor.com/realestateandhomes-detail/24-Benedict-St_Terryville_CT_06786_M30277-85144

Reach out to Rick Cignoli to find out if the USDA Guaranteed Rural Housing Development Loan is the right mortgage option for you.
Take advantage of his FREE Jump Start Mortgage Pre-Approval service.
Then call John Petraroia at Property Partners Real Estate 203.217.8658 to schedule a showing and be ready to make an offer.

October 10, 2017April 25, 2018

23 Hickory St. Terryville, CT for Sale – Eligible for 100% USDA Mortgage

Fantastic opportunity to own this well maintained 4 bedroom home!
Ideal for Millennial First Home Buyers!

And … It’s Eligible for Up to 100% USDA Financing.

The USDA Guaranteed Rural Housing Development Loan offers many benefits to qualified Millennial Home Buyers. in Terryville, CT.
• No Down Payment Required! Up to 100% Financing of the home’s appraised value.
• Ability to Finance the Closing Costs into the loan when the appraised value is greater than the negotiated sales price.
• One 30 year fixed rate mortgage at today’s low interest rates.
• Reduced Mortgage Insurance. Beats FHA any day.

https://www.realtor.com/realestateandhomes-detail/23-Hickory-St_Terryville_CT_06786_M39175-01298

Reach out to Rick Cignoli to find out if the USDA Guaranteed Rural Housing Development Loan is the right mortgage option for you.
Take advantage of his FREE Jump Start Mortgage Pre-Approval service.
Then call Sue Kuczenski at Country Manor Realty 860.302.1063 to schedule a showing and be ready to make an offer

October 3, 2017April 25, 2018

69 Hillside Ave, Plymouth, CT for Sale – Eligible for 100% USDA Financing

Incredible Price for this 4 bedroom home.
Ideal for Millennial First Home Buyers!
And…It’s Eligible for Up to 100% USDA Financing.

The USDA Guaranteed Rural Housing Development Loan offers many benefits to qualified Millennial Home Buyers.
• No Down Payment Required! Up to 100% Financing of the home’s appraised value.
• Ability to Finance the Closing Costs into the loan when the appraised value is greater than the negotiated sales price.
• One 30 year fixed rate mortgage at today’s low interest rates.
• Reduced Mortgage Insurance. Beats FHA any day.

https://www.realtor.com/realestateandhomes-detail/69-Hillside-Ave_Plymouth_CT_06782_M30596-47525?cid=soc_shares_ldp_fb

Reach out to Rick Cignoli to find out if the USDA Guaranteed Rural Housing Development Loan is the right mortgage option for you.
Take advantage of his FREE Jump Start Mortgage Pre-Approval service. Then call your Realtor to schedule a showing and be ready to make an offer

August 31, 2017April 25, 2018

Terryville CT Homes for Sale – Eligible for 100% USDA Financing

Smart Home Buyers in Terryville CT are very interested in the USDA Rural Development Guaranteed Housing Loan.

They find this mortgage particularly attractive because:
• No Down Payment is required
• Have the ability to finance 100% of the home’s appraised value
• Lower mortgage insurance than conventional or FHA loans
• More lenient credit score requirements than for conventional loans
• Unlike VA loans, there is no military service requirement
• The only zero-down loan on the market besides the VA mortgage

OVERVIEW
The USDA Rural Development Guaranteed Housing Loan program offers many benefits to qualified buyers
• Up to 100% Financing of the home’s Appraised Value – No Down Payment is required on eligible homes
• Ability to finance Closing Costs when the Appraised Value is higher than the contract sales price of eligible properties
• One 30 year fixed rate mortgage at today’s low-interest rates
• Buyers with <20% down payment can afford higher priced listings because Monthly MI is cheaper than premiums associated with conventional and FHA mortgages
• No Pre-Payment Penalty. No Re-Capture Tax like CHFA
• No limit on Seller Contributions. No limit on Gift Funds
• No Cash Contribution required from buyer
• Credit Scores down to 620.

CAVEATS
The USDA Rural Development Guaranteed Housing Loan program does have a few restrictions:
• The home must be in USDA “designated rural areas” like Plymouth, CT
• Adjusted household income cannot exceed established income limits
• Available to First Home Buyers and Repeat Buyers purchasing a single family home as their primary residence in a USDA eligible area
> Cannot own any other type of residential property at time of closing

My expertise with the USDA Rural Development Guaranteed Housing Loan expands my ability to provide clients with the right home financing solution.
Call Me to discuss your mortgage options and to take advantage of my FREE Jump Start Mortgage Pre-Approval service.
You just might be able to move into your new home in Terryville, CT with little or no out-of-pocket money and low affordable monthly payments.

August 31, 2017April 25, 2018

Terryville CT Homes For Sale – Eligible for 100% USDA Financing

Smart Home Buyers in Terryville CT are very interested in the USDA Rural Development Guaranteed Housing Loan.

They find this mortgage particularly attractive because:
• No Down Payment is required
• Have the ability to finance 100% of the home’s appraised value
• Lower mortgage insurance than conventional or FHA loans
• More lenient credit score requirements than for conventional loans
• Unlike VA loans, there is no military service requirement
• The only zero-down loan on the market besides the VA mortgage

OVERVIEW
The USDA Rural Development Guaranteed Housing Loan program offers many benefits to qualified buyers
• Up to 100% Financing of the home’s Appraised Value – No Down Payment is required on eligible homes
• Ability to finance Closing Costs when the Appraised Value is higher than the contract sales price of eligible properties
• One 30 year fixed rate mortgage at today’s low-interest rates
• Buyers with <20% down payment can afford higher priced listings because Monthly MI is cheaper than premiums associated with conventional and FHA mortgages
• No Pre-Payment Penalty. No Re-Capture Tax like CHFA
• No limit on Seller Contributions. No limit on Gift Funds
• No Cash Contribution required from buyer
• Credit Scores down to 620.

CAVEATS
The USDA Rural Development Guaranteed Housing Loan program does have a few restrictions:
• The home must be in USDA “designated rural areas” like Terryville, CT
• Adjusted household income cannot exceed established income limits
• Available to First Home Buyers and Repeat Buyers purchasing a single family home as their primary residence in a USDA eligible area
> Cannot own any other type of residential property at time of closing

My expertise with the USDA Rural Development Guaranteed Housing Loan expands my ability to provide clients with the right home financing solution.
Call Me to discuss your mortgage options and to take advantage of my FREE Jump Start Mortgage Pre-Approval service.
You just might be able to move into your new home in Terryville, CT with little or no out-of-pocket money and low affordable monthly payments.

August 23, 2017April 25, 2018

10 Missy Road, Terryville, CT For Sale-Eligible for 100% USDA Financing

Raised ranch features large country kitchen with breakfast bar opening to bright living room with cathedral ceiling. Nicely situated on level lot in quiet country setting. Ideal for Millennial First Home Buyers

It’s Eligible for Up to 100% USDA Financing!

The USDA Guaranteed Rural Housing Development Loan offers many benefits to qualified Millennial Home Buyers
♦ Up to 100% Financing of the home’s appraised value – No Down Payment Required
♦ Ability to Finance the Closing Costs in the loan when the appraised value is greater than the negotiated sales price
♦ One 30 year fixed rate mortgage at low interest rates
♦ Reduced Mortgage Insurance. Beats FHA MIP.

http://www.realtor.com/realestateandhomes-detail/10-Missy-Rd_Terryville_CT_06786_M31668-61642

Reach out to Rick Cignoli to find out if the USDA Guaranteed Rural Housing Development Loan is the right mortgage option for you and to take advantage of his FREE Jump Start Mortgage Pre-Approval service.
Then call your Realtor to schedule a showing and be ready to make an offer.

December 29, 2016

Thomaston CT Homes for Sale – Eligible for 100% USDA Financing

These selected Homes for Sale in Thomaston CT are Eligible for up to 100% USDA Financing with a Guaranteed Rural Housing Development Loan.

The USDA Guaranteed Rural Housing Development Loan offers many benefits to qualified buyers:
•   Up to 100% Financing of the home’s Appraised Value – No Down Payment Required
•   Ability to Finance the Closing Costs in the loan when the Appraised Value is higher than the negotiated sales price
•   One 30 year fixed rate mortgage at low-interest rates
•   Reduced Mortgage Insurance beats FHA and increases buying power.

Call Me @ 860.945.9284 to discuss the right mortgage option for your family and to take advantage of my FREE Jump Start Mortgage Pre-Approval service.
With USDA Guaranteed Rural Housing Development Loan you just might be able to move in to a new home this New Year with a minimal down payment and low to no closing costs.

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52 Stoughton St, Thomaston, CT

It’s so much larger than it appears. Plenty of room to stretch out in this well cared for cape style home boasting 4 BRs with a full bath on each floor. Many possibilities for small. large or extended families.
Ideal for Millennial First Home Buyers.

174 Edgewood Avenue, Thomaston, CT

Charming 4 BR ranch with many extras. Reduced price for New Year sale

Please Note; Most single-family properties for sale in Thomaston, CT are eligible for the USDA Guaranteed Rural Housing Development Loan program. Condos too, as long as the HOA meets FNMA and FHA guidelines. The program has liberal income limits and DTI ratios that might enable buyers of other high-end homes to qualify for this program. Call me for details.