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Open House. Nov. 4, 2016. Thomaston CT. Eligible for 100% USDA Financing

Open House. Sunday , November 4, 2016. Thomaston, CT
Reduced Price!
100% Financing!

Open House at this charming 4BR, 2B Ranch, Thomaston, CT
Sunday, November 4, 2016. 1 -3:00 P.M.

174 Edgewoodhttp://www.trulia.com/property/3241641942-174-Edgewood-Ave-Thomaston-CT-06787

usda 3
Eligible For up to 100% USDA Financing. Closing costs can be included in loan amount. Low rates! Reduced MI.
Beats FHA and CHFA any day!

Reach out to  Me at 860.945.9284 for details on the USDA Guaranteed Rural Housing Development Loan and to take advantage of my FREE  Jump Start Mortgage Pre-Approval service

Then reach out to Sue Holway at Keller Williams Realty to schedule a showing and be ready to make an offer.

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479 Mount Fair Drive, Watertown, CT For Sale

Let me be the first to welcome you to 479 Mount Fair Drive in our desirable neighborhood in Watertown CT.

479 Mt Fair Farm DrFormal living room and dining room, large country kitchen leads  to large deck with mountain views. Family room with wood-burning fireplace and vaulted ceilings. 3 BRs including master Suite. Finished lower level for office or exercise/play area. Hardwood, carpet and tile floors. 2 car garage. Private back yard.

http://www.realtor.com/realestateandhomes-detail/479-Mount-Fair-Dr_Watertown_CT_06795_M34037-76065

I live down the street and around the corner from this Bright and airy colonial and welcome the opportunity to help make this house your home.

pre-approval 2Call Me at 860.945.9284 to discuss the right mortgage option for your family and to take advantage of my  FREE Jump Start Mortgage Pre-Approval service service.

Then call Sue Holway at  Keller Williams to schedule a showing and be ready to make an offer.

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Open House Tips for First Home Buyers

In the real estate open housemarket today, there is little chance that as a prospective buyer you are entering a house before you’ve seen pictures of it online. While these shots can give you a good idea of whether or not you like a house, visiting it is still a primary requirement. An Open House can be a great opportunity to see a property in a more informal setting, letting you explore a bit on your own.

Check Out the Neighborhood   The first thing you should look into intentlyScope-out the-Neighbors.png doesn’t even concern the house at all. Explore the streets surrounding the house and take note of those who live there. Well-kept yards and kids playing outside can be signs of a great neighborhood while overgrown lawns and a lack of activity may be bad signs. Especially if a family is part of your plans, the neighborhood could be a crucial factor and is something that is difficult to get a feel for without visiting.

Check out the Curb Appeal   Once you arrive at the house, take a look at thecurb appeal outside before you head in. Does anything need repair or new paint? Does the roof look sturdy and intact? Chances are most things you notice will be cosmetic fixes, but if anything does jump out at you, you’ll be happy you took a look. Further, taking a lap around the house will let you know what level of privacy you have. Some people like to be able to always chat with their neighbors while some want to be left alone. Whatever your preference, it is good to know what you are getting into beforehand.

Check Out the House   Finally you should enter the house. Do a full tour and explore everywhere you are permitted. From the basement to the attic, you should look everywhere. It is always a great idea to take a tape measure with you to look at sizes of specific areas and the dimensions of drawers and cabinets. While you do not want to be overly pessimistic, it is vital to examine the home with a critical eye. Even the smallest spot of mold, for example, could be a sign of a bigger problem. Structural shortcomings can be tricky to spot as well, but are extremely important. foundation cracks, leaky walls and windows, and uneven floors can all easily go unnoticed, especially in darker areas like the basement. Besides crucial issues, there are some other factors to consider, many of them intangible. Things like the flow of the house and the way light enters are virtually impossible to tell through pictures, but can make a difference in person.

Check Out the Competition   Another great area to focus on is the people around you: the sellers, their agent, and other potential buyers. While you always want to remain extremely polite, you are certainly entitled to ask questions of the sellers and their agent. While they will put a positive spin on things, getting them talking about their reasons for moving can provide extremely valuable insight. Ask their opinion on the neighborhood, schools, etc. Also, keep your ears open to other buyers. They may know more about certain aspects of the area or point out something you may have missed. You should take advantage of every potential information source at your disposal.

Look At the Big Picture   While we focus on a lot of small things here, it is still very important to consider the bigger picture. Things like layout, number of bedrooms, bathrooms, and square footage are all extremely important. However, chances are you are aware of all of these things before you visit the property. Even so, verify all of the details listed online to be sure there are no surprises later on. Between what can be discovered online and what you’ll see in an Open House, you should be able to get a great idea of whether or not you are ready to proceed with an offer.

Call Me to discuss to discuss the right mortgage option for your family.
Take advantage of my FREE Jumpstart Mortgage Pre-Approval service and be ready to make an offer on the home of your dreams.

“When You Work With a Professional, You Get Professional Results”

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What Millennial Homebuyers Must Have in Their New Home

The Spring 2016 Buying Season is here! Millennial Home Buyers are starting to stray from renting. Instead, they are searching for their first home. There are some specific requirements that this generation wants that may be different from previous generations. To sell a home to a Millennial, here’s what they consider home “must haves.”

A Good Location
Younger homebuyers without children tend to see a good location as one that is near public transportation and/or has a good walking score.  This is different from their parents that likely didn’t mind a longer commute with more privacy.  Young homebuyers that plan to have children may also want something that’s a little more residential but still close to the amenities they enjoyed as single persons.

Online Photos
Today, most people start their search for a home online. Making sure that the home has professional looking photos is key to capturing the interest of millennial homebuyers.  Factors such as lighting, angle, and general cleanliness are all important for a photo to come out looking its best.

Open Floor Plans
Many young homebuyers don’t feel the need for a formal dining room.  During festive occasions, most people are now spending their time in the kitchen and the common living room. There is a desire to have more of a flow when they are entertaining instead of having rooms sectioned off for specific purposes.

Updated Kitchen and Bathrooms
As mentioned before, the younger generation entertains more in the kitchen, which requires a nice big space. In addition, kitchen and bathrooms are often very expensive to renovate and change. Millennials often have limited budgets and spend their money on a down payment and furnishings instead of updating.

Low Maintenance
Making a home as low maintenance as possible is excellent for millennial homebuyers. Wood floors and granite countertops are a plus since they’re much easier to clean than carpet and easily stained surfaces.

Encourage your Millennial Home Buyer to call Me to discuss the right mortgage option for their family and to take advantage of my FREE Jumpstart Mortgage Pre-Approval service. I’m here to help.

“When You Work With a Professional, You Get Professional Results”

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36 Longview Ave. Watertown, CT For Sale

Let’s Be Neighbors!

36 longview
Well maintained ranch in quiet cul-de-sac. 3 BR, spacious LR/DR combo with FP. Eat in kitchen leads to oversized deck and big back yard. 1 car garage.
Nothing to do but move right in.

http://www.realtor.com/realestateandhomes-detail/36-Longview-Ave_Watertown_CT_06795_M33979-59429

I live next door to this desirable home. I’d be happy to be the first to welcome you to the neighborhood.
Call
Me @ 860.945.9284 to discuss the right mortgage option for your family and to take advantage of my FREE Mortgage Pre-Approval service. Then call your Realtor to schedule a showing and be ready to make an offer.

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39 Benedict St Terryville CT For Sale

39 Benedict
Motivated Seller!  Another Price Reduction!
Great bones. Gleaming hardwood floors throughout this expansive ranch. Loads of space, nicely laid out. Potential for Lower Level In-Law Apartment.


http://www.realtor.com/realestateandhomes-detail/39-Benedict-St_Terryville_CT_06786_M30249-90198

Call Me @ 860.945.9284 to discuss the right mortgage option for your family and to take advantage of my  FREE  Mortgage Pre-Approval service.
Then call Suzie Larson or Jan Marciano at Turning Point Realty, LLC 860.601.3730 to schedule a showing and be ready to make an offer.

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Watertown CT Homes For Sale – Sugar Mountain Farm

sugar farm 4
Sugar Mountain Farm
is family farm with acres of fenced pasture ideal for horses or cattle. House was built in 2002 in the classic Greek revival/colonial style.

Includes Revenue producing cottage and 19th century barn with a rented studio.

$100,000 credit given to buyer at closing to complete a 3rd bedroom or an in-law/nanny space downstairs with it’s own entrance or, to add a third bedroom onto existing house. Septic is designed for a 3 bedroom house.sugar farm 2

This is in a 490 (Farm and Forest) tax category.

http://westburyrealtyct.com/homes-for-sale-details/2579-Litchfield-Rd-Watertown-CT-06795/W10056698/17/

Call Me @ 860.945.9284 to discuss the right mortgage option for your family and to take advantage of my FREE Mortgage Pre-Approval service. Then call Trish Kropp  at Westbury Realty 203.592.0899 to schedule a showing and be ready to make an offer

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Middlebury CT Homes For Sale – 190 White Street

190 White Street
More than meets the eye!
Remodeled Ranch with Circular Driveway. Formal LR. MB Suite. LL Library. Sliders to Large Deck that’s perfect for entertaining.

http://bannonandhebert.idxco.com/idx/10639/details.php?idxID=652&listingID=L10057444

Call Me @ 860.945.9284 to discuss the right mortgage option for your family and to take advantage of my FREE Mortgage Pre-Approval service. Then call Beth Santos to schedule a showing and be ready to make an offer. You won’t be disappointed.

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Watertown CT Homes For Sale -479 Mt. Fair Drive

479 Mt Fair Dr
Move right in to this 3 BR Colonial in sought after Mt. Fair Farm subdivision and let’s be neighbors.

I live down the street and around the corner from this great home and would be happy to welcome you to the neighborhood.

http://www.realtor.com/realestateandhomes-detail/479-Mount-Fair-Dr_Watertown_CT_06795_M34037-76065

Call Me at 860.945.9284 to discuss your mortgage options and to take advantage of my FREE Mortgage Pre-Approval service. Then call my friend Sherry Cosmos at Westview Properties to schedule a showing and be ready to make an offer.

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3 Most Important Aspects of Real Estate for First Home Buyers is Location, Location, Location

When shopping for your First Home, few families will compromise on Location. Have you heard Real Estate Agents refer to the saying, “The three most important aspects of real estate are: Location, Location, Location”?

locationThat’s because it is vital to ensure a property is in the most desirable location for the type of property it is and your lifestyle.You can make improvements to the house like getting new appliances in the kitchen, remodel the bathroom or get a new roof.  You can even go to extremes and knock the whole house down and build a new one, however, you cannot change its location.

So the question remains: What determines if a property is in a desirable location?
An appealing location will have several components, one of which is the neighborhood. If the neighborhood is unpleasant with noisy and problematic neighbors, then most people will not want to live there. The design of the neighborhood is also relevant. Is it near a busy street, or are the houses too close together? Here are some other factors to consider.

City vs. Suburb vs. Rural   The setting you choose within the city or town you select will affect the amount of peace and quiet you have, lot size, education options for your children, proximity to shopping, entertainment, medical services and anything else you might want or need, and more.

Affordability   Another component that makes a location desirable is the overall affordability of Get Pre-Approvedhomes within a neighborhood. A homeowner’s budget is a very relevant part of the home buying process, and some may choose to live in a less convenient location because of price.
So be sure you talk to a mortgage professional first and get Mortgage Pre-Approval before you go shopping for your First Home.

School District   If you have or are planning to have kids, it may be a good idea to consider the quality of neighborhood schools when choosing your location in order to maximize your investment.

Commuting Distance   The distance to the job is another component that determines a desirable location. The extra hassle of spending extra hours and gas money commuting to a job everyday multiplied by the amount of years you’ll spend in the home may not be worth it.worth it.

Safety   For most people, the crime rate is a top consideration. In my quiet neighborhood, the fire hydrant in less than 100 yards away and I know from experience that first responders will be at my door less than 5 minutes from my 911 call.

Proximity to Friends, Family   Your dream home may not feel homey if you live too far away from your friends and can’t see your family on a regular basis. On the other hand, your friends and family might end up moving at some point, so make sure this isn’t your only reason for choosing a location.

Proximity to Leisure Activities   What do you enjoy doing in your free time? If your favorite thing to do is stay home, you might have more choices available to you when it comes to this aspect of choosing your location.

Overall, buying a home is a very large investment, so you want to make a well-informed decision. Having a responsible and reliable real estate agent will help advise you on the pros and cons of any home you are considering buying. Just remember, Location, Location, Location.