Home Maintenance

Types of Moving Services To Help Move Into Your New Home

moving 2
You’ve found the right home, the loan has closed, and you have the keys. Now it’s time to move in. Here are some tips to help make the big step less stressful.

Moving is a very stressful time for anyone. However, hiring the right moving service should help to ease your mind, and make moving easier on you. There are various types of moving services available to tailor to your individual needs. To help you determine what moving service is right for you, we have provided a short list of options.

Full-Service Movers: Full service movers will do the majority of the heavy lifting. Their services include preparing your furniture for the move, moving it from your old home to your new home, and then unloading and organizing your furniture in your new home. Full-service movers also provide moving tools such as mattress bags, padding, moving blankets, shrink-wrap, and any other protective materials. Once you arrive in your new home, the movers will place the furniture exactly where you want it, they will remove all the plastic, bags, and padding, and will get rid of any garbage for you. They will also reassemble any furniture they had to take apart for the move.

Self-Service Movers: Unlike full-service movers who help to move your items and drive the truck, self-service movers just drive the truck. Some self-service movers will drive a truck to your location, while others might just drop off a large mobile moving container on your front lawn a few days before the move. With self-service movers, you are the one responsible for packing and loading the truck or large moving container. The movers will then move the container to your new home when you are ready, but you will need to unload and unpack the truck or container. This is an ideal option if you are looking to save money, and if you do not want to drive a moving truck.

Moving Labor: Hiring simple moving labor can help you to pack up your household items, load/unload a rented truck, and they can even drive your rented vehicle. However, before hiring moving labor you will need to gather more information about the movers and the company since not all moving labor is reliable.

Renting A Truck: If you are looking to save some money and aren’t afraid to drive a moving truck, your best bet might be just to rent a truck and have friends and family help you to move. Most moving trucks are easy to load, have a lot of space, and offer great protection for your household items.

To ensure safe transportation of all your items, you must compare the services of each moving moving vancompany. Take into account your budget and your needs while choosing one of these options.
Get an understanding of other customer experiences by looking at customer reviews online. Finding a moving company that satisfies all of your needs should guarantee that your move is easy and stress free.

Home Maintenance

3 Factors To Consider When Choosing A Home Security System

home securityInstalling monitored safety and security devices in your home can reduce your homeowner’s insurance up to 20 percent. Not only that, but statistics show that a home with an alarm system is less likely to be targeted by a thief. The alarm company will have stickers that display on your doors and windows that tell thieves the house is secured. Installing a home security system is a no brainer, but with so many options to choose from, it can be difficult to determine which system is right for you.

There are a wide variety of security systems available and each has different features that set it apart from competitors. Here are 3 factors to consider when choosing a security system for your home

1.  Monitoring: How the system communicates with its monitoring center.
2.  Installation: The method of installation, either professional or DIY.
3.  Home Automation: The ability to control various actions in your home beyond security. This includes turning lights on and off, thermostat settings, and much more.

DIY Security Systems: Professional home security systems can be daunting, especially when you are on a budget. Fortunately, there are DIY security options you can find in any price range, from simple setups with just door/window sensors to high-tech wireless solutions that can protect any size home. You can purchase any home security system that fits your budget as well as your lifestyle. However, with DIY security systems you will be responsible for monitoring your home, so it’s up to you to call the police if you need help. Also, you will be the one responsible for working with your insurance company if a break-in occurs. Anything not covered by your insurance company, will have to be paid for out of your pocket.

Professional Security Systems: Professional security systems have become more sophisticated over time and include high tech sensors that detect broken locks, opened doors/windows, unexpected movements, broken glass, and other intrusion events. While the equipment is going to be of higher quality and provide better security, it will also be more expensive. However, most security companies offer a drastic discount or free equipment when you sign a monitoring contract. Professional monitoring can range from $20 to $100 a month depending on the company, and can include 24/7 burglary, fire, medical, and environmental monitoring. If your home does get broken into and your security system was armed at the time of the robbery, the burglars will be less likely to continue inside your home because of the alarm, and the police will be dispatched quickly, allowing a greater chance for the burglars to be caught.

By comparing the various features of each security system and the companies that produce them, will allow you to choose the system that works best for your situation, budget, and lifestyle.

Mortgage Process

What Not To Do When Buying Your First Home

referralDeciding to buy your First Home is not an everyday activity. There’s a steep learning curve, which explains why mortgage professionals see the same blunders over and over again. Here are six common — and costly — mistakes many First Home Buyers make.

1.  Believing the Listing Agent is Your BFF –  Unless you hire your own buyer’s agent, the agent selling that house works for the seller

2.  Setting an Unreasonable Time Table – Assuming you’ve been Pre-Approved for a mortgage and it’s a fairly simple deal, you may be able to close in 30 days, but 45 to 60 is more common,. Foreclosures may take 75 to 90 days and short sales have been known to take 6 to 9 months.

3.  Financing – One and Done – There should be a chemistry that develops between you and your loan officer. Educate yourself on the complicated mortgage process and the whole home buying experience

4.  Trash Talking as a Bargaining Technique – If you’re making an offer, you want to stress what you like about the place, Don’t forget: You’re a guest in someone’s home. Forgetting to be polite is a common home buying mistake.

5.  Believing You Can’t Afford Professional Advice – Sometimes the right professional advice from an attorney, home inspector, insurance agent saves far more than it costs. Do not hesitate to ask for it.

6.  No Reserve Fund – Many home buyers are tempted to stretch as far as possible – and drain all available savings just to buy their dream home. There are going to be some unforeseen circumstances that arise, either personally or with the house. Plan to keep an emergency fund available after closing to address those unforeseen situations that might arise, either personally or with the house.

Read more:

Select Properties

12 Maple Avenue Thomaston CT For Sale – Eligible for 100% USDA Financing

First Home Buyers! This cozy, very solid, gas heat home is ready for a new owner.
It’s Eligible For up to 100% Financing with a USDA Rural Housing Development Mortgage. Closing costs can be included in loan amount. Low rates! Low MI! Beats FHA and CHFA any day!

Call Me at 860.945.9284 for details on the USDA Guaranteed Rural Housing Development Loan and to take advantage of my FREE Mortgage Pre-Approval service
Then call Marcus Santore at Marrin Santore Realty to schedule a showing and be ready to make an offer.

Select Properties

3 Kittredge Lane, Winsted CT For Sale – Eligible for 100% USDA Financing

3 Kittredge LaneOversize 4BR Cape is a must see for First Home Buyers!
It’s Eligible For up to 100% Financing with a USDA RHD mortgage. Closing costs can be included in loan amount. Low rates! Low MI! Beats FHA and CHFA any day!
Call Me at 860.945.9284 for details on the USDA Guaranteed Rural Housing Development Loan and to take advantage of my FREE  Mortgage Pre-Approval service
Then Call Toni Osterhout  at  Elite Realty 860.482.8394 to schedule a showing and be ready to make an offer.